Who knows about homeowners insurance claims?

[zodiac272]

Ok,

I have a claim that my insurance paid to my builder and I. the total was $5557. less 500 deductible, so the check was $5057.

so, after said builder completing a portion of his work, I decided to go with a different company. so after the work he owes me money:

original estimate $5,557.05

Check issued $5,057.05

work performed - $2,067.05
==========================

difference to me $2,990.00

builder wants give me $2,490.00


the builder is still saying I owe him the deductible, even though my insurance co with held that portion from the total claim of $5,557.05 but I feel like I don't need to since my insurance company kept $500.



Can someone explain why i still owe a deductible?

thanks

scott

 

[gonzald1]

no you don't owe him deductible. he is trying to make more money. you should only owe him the work performed which is the $2,067.05. if he tucked in the $500.00 deductible then make sure you have that listed on the itemized bill. You can then turnaround and show the bill to your lawyer.

 

[zodiac272]

thank you gonzald1

do you have experience with insurance? the deductible is between me and my insurance company... not me and my builder. right?


i would owe the deductible (+ or - $$) if this builder completed the work and he performed all the work on the contract right? but the contract wasn't completed, so I'm cashing out.

thanks

scott

 

[zodiac272]

ok, I called my insurance co...

I owe the $500

oh well


scott